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Independent Living communities in New York, often referred to as Retirement or Congregate Living, are designed specifically for independent senior adults. Communities in Albany/Schenectady and Eastern New York are in an apartment like setting with 24-hour on-site supervision. Services usually include, but in some cases are optional: meals, laundry and housekeeping. Social Activities are usually entertaining and educational and help to foster a great sense of community among the residents. Only private pay is accepted in the Albany/Schenectady and Eastern New York rental communities.