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Senior apartments are independent apartments that are age restricted - starting at 55 or 62 years of age. Some senior apartment communities may have an on-site meal program (generally no more than one meal per day) and housekeeping services available at a separate cost. There are federal and state programs that help pay for this level of housing for seniors with low to moderate income. Rent payments are usually a percentage of income. Many of these communities include amenities such as a club house/meeting room, library.